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This information has been provided by a Licensed Insurance Professional. The statements and opinions expressed are those of the author and are subject to change at any time. This material has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, accounting, legal, tax, or investment advice. All information is believed to be from reliable sources; however, presenting insurance professional makes no representation as to its completeness or accuracy.

Calculations shown depict historical returns taken from Yahoo Finance (finance.yahoo.com) S&P 500® Historical 1/1/1998-10/23/2019 and does not guarantee future performance. Fixed Index Annuities are not a direct investment into the stock market. They are long term insurance products with guarantees backed by the issuing company. They provide the potential for interest to be credited based in part on the performance of specific indexes, without the risk of loss of premium due to market downturns or fluctuation. Withdrawals and the purchase of optional benefit riders could reduce your accumulation value. They may not be appropriate for all clients. The “S&P 500®” Index is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”). Fixed index annuities are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, or their respective affiliates and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the Indices.

By submitting your contact information, you consent to be contacted in the future regarding retirement income strategies that utilize insurance and investment products.

This information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation.